DEBT RECOVERY DEBT RECOVERY DEBT RECOVERY DEBT RECOVERY DEBT RECOVERY DEBT RECOVERY
[ Law Firm ] / Specialisations

DEBT RECOVERY

[ NADRA LEGAL ] has extensive experience in every stage of debt recovery—from amicable and pre-litigation recovery to court and enforcement proceedings. We are also known for creative debt recovery: recovering difficult, high-value receivables in critical situations, including unsecured debts and cases involving numerous competing creditors.

Our debt recovery work across several B2B sectors—including loans, factoring, leasing, credit and financing—provides us with comprehensive experience in dealing with debtors and an in-depth understanding of common schemes, strategies and human behaviour.

As a result, we possess unique expertise, debt recovery tools, databases and professional contacts that improve the effectiveness of the recovery process. We also hold information concerning individuals and companies that fraudulently obtain financing in Poland through newly established companies and businesses.

[ What We Do ]

DEBT RECOVERY

  • pre-litigation debt recovery;
  • court debt recovery proceedings;
  • enforcement proceedings conducted by enforcement officers;
  • non-standard and creative debt recovery, including complex seizures of receivables, security obtained before proceedings are commenced and lawful forms of corporate pressure;
  • debt recovery in restructuring and bankruptcy proceedings;

LITIGATION

Litigation involving claims:

  • against clients and debtors;
  • against guarantors and in rem debtors;
  • against persons liable for a debtor’s obligations, such as management board members or shareholders;
  • in unusual and complex cases;
  • under actio Pauliana claims;
  • arising from the disposal of an organised part of an enterprise (ZCP);

CRIMINAL CASES AND FRAUD

  • representing clients as injured parties in criminal proceedings;
  • investigating and uncovering fraud;
  • preparing notifications of suspected criminal offences;
  • conducting criminal cases and supporting law-enforcement authorities in bringing charges;
  • negotiating settlements before law-enforcement authorities;
  • enforcing obligations to remedy damage;
  • supporting the management of sentence enforcement;
  • filing subsidiary indictments and conducting criminal proceedings as an auxiliary prosecutor.

[ Selected Cases ]

SELECTED CASES (1/2):

  • Successful recovery of receivables amounting to approximately PLN 4,000,000 in court proceedings involving a bankruptcy trustee;
  • Recovery of receivables owed by a subsidiary of a listed parent company by exercising shareholder rights as a form of lawful corporate pressure;
  • Successful actio Pauliana claim against the guarantor’s cohabiting partner, followed by successful enforcement against real estate worth PLN 1,500,000;
  • Successful enforcement of receivables owed by a third-party debtor concealed by a borrower operating in the medical sector, with a value exceeding PLN 1,000,000;
  • Bringing a claim against a third-party debtor and recovering, on its behalf and for the benefit of the client, more than PLN 300,000 paid to the enforcement officer;
  • Recovery of PLN 1,000,000 from a debtor pursued by nine entities from the financial sector;
  • Registration of a compulsory mortgage five days before an entrepreneur was declared bankrupt, which was not challenged by the bankruptcy trustee;
  • Repeated successful reversals of the effects of opening restructuring proceedings;
  • Revocation of an arrangement concluded in restructuring proceedings on the grounds that it was detrimental to a creditor;

SELECTED CASES (2/2):

  • Recovery of debt from the bank account of a debtor undergoing restructuring on the first day after its protection from enforcement was lifted;
  • Registration of a compulsory mortgage over property jointly owned by spouses despite the absence of explicit consent;
  • Obtaining two payment orders based on invalid promissory notes;
  • Obtaining several payment orders in order-for-payment proceedings against management board members liable for the obligations of limited liability companies acting as borrowers;
  • Recovering receivables exceeding PLN 2 million from a company formerly owned by one of Poland’s wealthiest individuals, shortly before its bankruptcy;
  • Recovering receivables from an entrepreneur in a sector supporting power-generation units by securing a compulsory mortgage shortly before the business was transferred to a newly established company in an attempt to move assets beyond the reach of numerous creditors;
  • Recovering receivables from a factoring debtor who had disposed of and encumbered three properties by securing claims under actio Pauliana proceedings against subsequent purchasers of the properties;
  • Recovering a receivable relating to compensation paid by an insurer for a leased asset destroyed by fire;